Science & Technology

The science and technology industries are highly technical, fast paced and introduce new innovations on a daily basis.

The exponential increase in usage of the internet and wireless services, as well as, rapid changes in the life sciences industry present greater risks to companies than ever before. Today’s insurance coverages need to meet these unique needs now and into the future. TISC works with carriers that offer insurance plans that cover not only the standard property, general liability, workers compensation and auto, but also have coverage specifically designed for risks unique to the technology and scientific industries. These coverages include, but are not limited to: protections against lawsuits; security breaches; libel and slander; failure to prevent the transmission of a virus; patents; copyrights and trademarks; and infringements of software code. Whether your company is a start up, emerging technology, or global enterprise, TISC has access to knowledgeable underwriters that have years of experience handling science and technology companies. Together, TISC works with our carriers to offer a broad range of comprehensive insurance solutions and risk management services to handle the unique exposures these companies face everyday.

Technology Companies

Technology Companies involved in IT products, applications and computer programming services, IT integrators and consultants, managed and outsourced IT services, equipment and infrastructure manufacturers and service providers should consider the following special IT coverages:

  • Business Interruption
  • Communications and Media
  • Computer virus coverage damage to data
  • Computer virus transmission to others
  • Crisis management expense
  • Cyber Extortion
  • Cyber Liability
  • Denial of service
  • Directors and Officers
  • Errors and Omissions (E&O) of products and services
  • Intellectual property protection
  • Invasion of privacy and failure to protect data
  • Network and information security
  • Unauthorized access

TISC, an expert in risk and insurance protection of technology businesses, is a strategic partner with TechServe Alliance Business Services providing them a sponsored insurance program to the IT community.  You can visit the TechServe Alliance website at


Life Sciences Companies

Life Sciences Companies involved in biotechnology research and development, testing, clinical trials, medical device manufacture and distribution, pharmaceutical manufacture and distribution, diagnostic technologies, veterinary technologies and wholesalers of medical, drug and hospital equipment should consider the following coverages unique to Life Science companies:

  • Business Interruption
  • Directors and Officers
  • Errors and Omissions
  • Incidental medical malpractice liability
  • International exposures
  • Latent injury
  • Product recall

Our staff and carriers underwriters are knowledgeable, experienced and offer comprehensive insurance and risk management solutions structured specifically for Life Science and Technology companies. Let TISC focus on protecting your business so you can concentrate on the things that matter most.

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